Interest Calculator

Calculate simple or compound interest earned or owed over time.

Switch between simple and compound interest to see how much a balance grows.

$
%
yrs
ResultUpdates as you type
Enter a positive time period.

Formula

Simple interestI = P · r · t
Compound interestI = P · ((1 + r)^t − 1)

Frequently asked questions

Simple vs compound — what is the difference?

Simple interest is charged only on the original principal. Compound interest is charged on the principal plus previously accumulated interest, so it grows faster.