Investment Calculator
Project the future value of an investment with regular contributions and compound growth.
See how an initial investment plus monthly contributions can grow over time at an expected annual return. It also works as an SIP calculator for regular monthly investing.
ResultUpdates as you type
Enter a number of years greater than zero.
How to use
- Enter your starting balance and monthly contribution.
- Set an expected annual return and time horizon.
Formula
Future value
FV = P(1+r)^n + C · ((1+r)^n − 1) / rP = initial, C = periodic contribution, r = periodic rate, n = periods.Frequently asked questions
What return should I assume?
Historically a diversified stock portfolio has averaged roughly 7%–10% before inflation. Use a conservative figure and remember past performance does not guarantee future results.
Does this account for inflation?
No. To see purchasing power in today's dollars, subtract expected inflation (around 2%–3%) from your return rate.